Before you begin your property search it is imperative to know exactly where you stand when it comes to your budget!
If you are not lucky enough to have the funds to purchase a property idly sitting in your bank account (you are not alone!) it is very important to speak to your mortgage broker to establish exactly where your budget stands. Do not assume you can borrow a specific budget as this will lead to major disappointment!
Know exactly where you stand from the get go.